Practical tools for South African retail investors. Built from real experience — the same frameworks I use to track my own dividends and plan my portfolio.
The step-by-step guide I wish I had on day one. Everything you need to set up your first JSE investment account the right way — from understanding the basics to building long-term habits.
Plan your dividend income across every month of the year. Map your instruments, identify your gap months, track yields and project your annual income — all in one structured workbook.
The Checklist sets you up correctly. The Workbook keeps you organised as your portfolio grows. Together they cover the full journey — from your first R200 investment to a structured monthly income plan.
Immediately after payment you'll receive a download link via email from Gumroad. You can download your files straight away — no waiting, no shipping.
The Checklist comes as two PDF files (dark edition and light edition). The Workbook comes as an .xlsx file compatible with Microsoft Excel, Google Sheets and LibreOffice. No special software required.
No. These are educational planning tools based on publicly available information and personal experience. They do not constitute financial advice. Always do your own research and consult a registered financial advisor before making investment decisions.
Yes. All regulatory figures — TFSA annual limit (R46,000), TFSA lifetime limit (R500,000), Dividends Withholding Tax (20%) and CGT effective rate (up to 18%) — reflect the Budget 2026 updates effective 1 March 2026, sourced from SARS.gov.za.
These products are for personal use only. If a friend or family member wants a copy, please direct them to this page to purchase their own — it supports the work that goes into creating this content. Thank you for respecting that.
Free content every week — blog posts, infographics and dividend updates — on Instagram and on the blog.